With Farmers Personal Umbrella policy, you can protect everything for which you’ve worked so hard for. It gives you the security and peace of mind you need to enjoy life’s pleasure. The Farmers Personal Umbrella can add to your safekeeping by limiting your exposure to large liability losses. Even if you don’t have all of your current Auto and Homeowners liability coverage with Farmers, we have a coverage that’s perfect for you. Learn more about the Farmers Personal Umbrella policy.
Additional Liability Limits
Coverage for Unexpected Exposures
Coverage for Legal Costs
Personal Umbrella Worksheet
Additional Liability Limits
With Farmers Personal Umbrella, you get additional liability insurance, over the limits of your Auto, Homeowners, Recreational Vehicle or Boat liability policy limits. Additional Coverage limits are written in increments of $1 million, up to a maximum of $5 million.
Coverage for Unexpected Exposures
This coverage protects you against unknown or unexpected exposures not covered by your current policies (some exclusions may apply).
Coverage for Legal Costs
The Farmers Personal Umbrella policy protects you if you are ever sued for defamation of character, invasion of privacy, libel, slander, or other charges which you may not have coverage for. This coverage pays for legal costs, including representation by our attorneys, court costs, interest on judgments and premiums on necessary bonds.
Personal Umbrella Worksheet
The chart below describes the types of eligible liability coverages and the basic underlying coverage amounts required under your existing policies. The Farmers Personal Umbrella Policy will pay for claims up to your personal umbrella limits once the underlying limits on your primary policies have been met.
Types of Eligible Liability Coverages Basic Coverage Required
Auto Bodily Injury $250,000 per person
Auto Bodily Injury $500,000 per occurence
Auto Property Damage $100,000 per occurence
Homeowners Liability $300,000
Recreational Vehicles and Small Boats $100,000
Large boats, sailboats over 26 ft, power $300,000
Libel, Slander, other legal costs $250 self-insured retention*
*($1,000 in Texas)
Contact us for more information on the Personal Umbrella Policy, or submit a quote request today.
This is a general description of coverage and is not a policy contract. The policy itself should be read for your coverages and exclusions.
Call us today at (408) 371-9500 or contact us by email.
License # CA 0578960
Arola Insurance Agency is licensed to conduct business in the state of California.
The information on this site is intended for customers in the California market only.
